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GHS Solutions

GHS Solutions is a company that was established with the sole purpose of helping people on the road to a better life through debt settlement. GHS Solutions understands like no two individuals, no two debts are identical and each requires its own customized solution. This is why when you sign up with GHS Solutions one of their debt consultants will evaluate a number of factors such as the size of your debt and your ability for monthly payments before chalking out a repayment plan for you.

Debt Settlement Services
GHS Solutions ensure that all of their consultants are licensed by the International Association of Professional Debt Arbitrators, so you can rest easy knowing that the person handling your case cares about it and knows what they are doing. Unlike credit counseling in which the consultant works to reduce your interest rates and late charges, GHS Solutions work to reduce the size of your overall debt.

A FDIC insured savings account is opened for each new customer. Monthly payments are deposited into this account and when the balance reaches a certain amount GHS Solutions starts negotiations with your creditors and offers them a lump sum payment. This amount is generally 40% to 50% lower than your total debt. Creditors usually accept this amount as they are worried that if the individual files for bankruptcy they will not be able to retrieve any money.

Before any settlement is made final your approval is required, so you are always in the driver's seat making the final decisions.

GHS Solutions also provides details on the other options available to customers such as bankruptcy and credit counseling and also highlights the problems of these plans.

The fees associated with the plan are not disclosed on the website however GHS Solutions states that the fees for the plan are in proportion to the number of creditors and the total size of the outstanding debt. A detailed FAQ section is provided on the website that helps to answer a number of questions such as the legal implications of debt settlement program along with the effect it has on the client. It would have been better if the company was able to offer more information about what makes them stand out from the crowd or even more details about their debt settlement program.

Customer Service and Reviews
One thing that builds confidence in GHS Solution's services is the fact that they have a number of customer testimonials posted on their website. All the testimonials praise the professionalism of the GHS Staff along with the fact that the plans got them debt free in a short time period. Apart from the testimonials GHS Solutions also features a number of real letters in which visitors can see real saving that GHS Solutions managed to get for other customers.

Before you engage with any company for a debt settlement process it is very important that you personally examine the company's offering and contracts. Personal judgment is paramount and cannot be substituted with reviews.

GHS Solutions is a good option for people who are dedicated to getting free of debt. While the company does provide basic information in their website they would have been better served by providing more details as to why they are better than the rest. The debt settlement letters do boost the confidence in the company's performance.

For more information on Debt Consolidation companys, go to Debt Consolidation.

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