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Aussie

Established in 1992, Aussie has quickly become one of the country's leading non-bank financial services group. They are present in all the mainland capitals and regional centers. They have won the best mortgage bank award for the past two years long with being awarded the Innovative Product of the year in 2009 and the Best Non-Bank Lender Award in 2008 by Australian Banking and Finance magazine.

Aussie is the trading name of AHL Investments Pty Ltd ABN 27 105 265 861 and their face is, of course John Symond, well known in Australia for the catch phrase, "We'll save you!". The website is www.aussie.com.au

Aussie provides a range of lending services to help customers depending on their needs. Their services include:

Mortgage brokering
Home loans
Personal and car loans
Credit cards
Insurance

Aussie prides itself on exceptional service and customer satisfaction. All their representatives are fully accredited by the Mortgage and Finance Association of Australia and are Certificate IV (Financial Services) Mortgage Banking qualified. They are available to help you 7 days a week night or day. Aussie is so confident that you will be satisfied that they offer a $100 refund if you are not happy with the service. Claims can be made through their website or at an office.

If you are looking around for a mortgage you can spend months comparing loans, fees and rates. An Aussie mortgage broker using their Mortgage Explorer software will do all the work in a few minutes. Based on input provided by you and features you require, hundreds of mortgages are compared by not only their interest rate but also their true cost. This includes adding all fees and charges. Aussie partners with numerous banks including the top 4 banks. Using this service does not cost anything as the brokers are paid commission by the banks.

If you want you can also take a home loan directly from Aussie. They offer a number of home loans with interest rates as low as 5.86%. Loans feature various options such as free redraws or interest only options. Interested customers can view a comparison chart on the website. Turnaround time for a loan can be as little as a single business day.

Personal and car loans are also provided with a minimum limit of $3,000 for every loan with terms between 1 and 7 years. Loans come with a fixed rate of interest meaning you pay a fixed amount each month with no surprises. Payment schedule is as per your request and can be weekly, fortnightly or monthly. The fees structure is clearly defined with $199 fee at the start of the loan and a $10 monthly charge. Interest rates start at 13.99% for personal loans and 12.99% for car loans.

Although it is not their main product or service, Aussie will also offer personal loans for debt consolidation and for this service one would need to contact a Aussie representative to discuss the options.

If you are tired of paying exorbitant interest rate charges on other credit cards you can benefit by switching to Aussie's line of credit cards. Their interest charges are as low as 12.99% with a low annual fee of only $49 and provide 55 days of interest-free credit. Four credit cards are offered with different features and can easily be compared via a comparison chart on the website.

Aussie have also partnered with Hollard Financial Services and AMP to offer a range of insurance products including:

Home insurance
Landlord's insurance
Car insurance
Life insurance
Funeral insurance
Accident cover
Loan cover
Deposit Guarantee

Aussie's website is a highly valuable resource with a number of tools and calculators that can greatly assist in the loan or mortgage procedure. The layout and user interface is very professional and organized. Service offerings are given their own subsections with details about each offering. A number of guides such as home buying guide, home selling guide and investing guides are available. Products are easily comparable by the tables provided and the customer can quickly see what is best for them. The calculators are easy to use and provide valuable information when comparing loans and features. The website also provides latest news links and features a blog to keep visitors updated.

The website also features sections highlighting special offers available for existing customers.

Please ensure that proper research and personal evaluation is completed before choosing a company to work with. Reviews such as these should never be the sole basis of choosing a company.

With impressive accolades, their unique Mortgage Explorer software and competitive rate, Aussie is a name worth considering when looking for a consolidation loan and the information on the website can always be a valuable resource even if you decide not to use their services.

For more information on Debt Consolidation companys, go to Debt Consolidation.

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