>

Debt Consolidation Connection (DCC)

Debt Consolidation Connection (DCC) is a non-profit organization based in Florida. As is expected of a company of this nature, its primary focus is financial education and counseling of the consumer. For debts that are high, debt consolidation and debt management plans are devised. Debt settlement however is not an option with Debt Consolidation Connection.

They also go by the name of Delray Credit Counseling. In fact they have two separate websites, possibly as a way of capturing more of the debt market. Here is a write up of Delray Credit Counselling. If one is interested in selecting any of the two then it might be a good idea to compare prices between them.

Their webpage is divided into clear sections that bring its notable features and services to the fore front. Credit Counseling, Debt Consolidation, Money Management, Tools and Calculators and Debt News are some of the topics highlighted. It leads the consumer simply and effectively through the entire process.

Their debt management plan is standard. Having consolidated all the consumer's debts into one huge amount, Debt Consolidation Connection negotiates on the consumer's behalf to achieve the best deal, obviously with the lowest possible interest rate and a total reduction in penalties. Thus the monthly payment plan is geared towards paying off the debt as a whole rather than the interest. The client's monthly fee is $49.00, and is based on many variables, such as the client's resident state, amongst a few others. As per standard practice, creditors pay Debt Consolidation Connection a commission for enabling the debt to be paid.

The credit counseling section is a step by step process, which begins sensibly with understanding credit and credit reports. It educates the consumer about credit card debts and tips to manage these debts. Interestingly there is a section titled "credit card traps" that deals with how the fine print in a credit card scheme goes unnoticed, thus leading to further credit. Finally the topic of Bankruptcy is approached and discussed at length for the consumer's benefit.

Debt Consolidation Connection has its options set out for the consumer. Since they do not assist in debt settlements, they are motivated and focused to solve the financial problem at hand with credit counseling first, and later with a debt management plan, if absolutely required. Limited options means Debt Consolidation Connection tries that much harder to assist the consumer with the resources available.

Debt Consolidation Connection's website offers many tips and tools to help with budget planning, reduction and finally an end to a consumer's unsecured debts, especially credit card debts. Their tips on saving money are applicable and useful in day to day life, as it allows savings with the banking sector, in utilities, transportation and insurance. They help consumers to realize the pitfalls of bad spending habits that would lead to eventual bankruptcy.

Additional features that Debt Consolidation Connection provides are a free "Bill reminder" tool that allows the consumer to keep an eye on bills. It is a user friendly program, and Debt Consolidation Connection invites consumers to download the application and give feedback. Another great offering by Debt Consolidation Connection is a DIY loan modification plan. Scott Tennell, a financial expert gives free advice on how homeowners can manage their mortgages themselves, so that they do not end up paying monthly payments which amount to more than what the house is actually worth.

Debt Consolidation Connection has available to it's consumers a phone line and an email. Their phone representatives would be rated average as compared to those of other companies. As the webpage opens, a spokesperson for the company talks about the important features and services of the company. With the correct amount of information and pleasantness she coaxes the consumer to keep visiting the site for updates, and in short acts as the advertising gimmick the consumer would stop and watch through. The Debt news section has news of the debt and credit world, adding to the information of the consumer.

Debt Consolidation Connection is ISO certified and also a member of the NACCC (National Association of Certified Credit Counselors).

Financial security comes with its fair share of discretion. To achieve that kind of security the consumer has to be sure that the services he is employing matches up to his satisfaction.

Debt Consolidation Connection is a good reminder to all consumers too eager to settle. They believe that all other options must be exhausted before debt consolidation is even considered. This is a very different approach to that of its competitors, and puts it in a different league. Their other services are quite standard, yet effective. Debt Consolidation Connection does manage to create a "connection" with the consumer.

For more information on Debt Consolidation companys, go to Debt Consolidation.

Back to Reviews

Copyright (c) 2006 - 2012 ALL RIGHTS RESERVED. Technical Author Services Pty Ltd. ACN. 126 773 126. ABN 62 122 488 508. A private limited company incorporated in Victoria, Australia. All news items, articles and write ups are provided on an as is basis for informational purposes only. While the information presented may be from sources we believe to be reliable, we do not guarantee the accuracy or validity of any information presented. Technical Author Services Pty Ltd does not purport to offer any professional advice of any legal, financial or psychological service and all information is provided with the understanding that Technical Author Services Pty Ltd, its owners, writers and contributors are not engaged in rendering any legal, financial, psychological or any other professional service and any information so displayed on the Debit Consolidation Reviews web site is offered for information purposes only. If any legal, financial, psychological or any other professional advice or assistance is required, the services of a competent professional person should be sought. The user is considered solely responsible for his or her own actions.