Everest Debt Solutions
Everest Debt Solutions is a Tampa, Florida based company. Their website is www.everestdebtsolutions.com.
Everest Debt Solutions offers help and the chance of a debt free life to people who are struggling under a mountain of debt. Unlike a number of other companies in the debt industry, Everest Debt Solutions does not offer a large range of services.
Everest Debt Solutions concentrates on debt settlement services which, according to them, can reduce the total outstanding debt owed by a person by as much as 60%.
Debt Settlement Services
Everest Debt Solutions believes that the most efficient and effective way of escaping the burden of debt is debt settlement. In order to help its customers Everest Debt Settlement will work with the creditors to negotiate a lower total amount that is to be repaid. Additionally, Everest Debt Solutions will also work with your creditors to reduce the interest rate being charged. Supplementary fees and late charges are also made part of the negotiations.
Everest Debt Solutions is able to take advantage of relationships that it has established over a number of years with various creditors to get the best possible deal for their customers. While the website does mention that each debt settlement process is unique for each customer they do not go into any detail about the process or provide any information as to why their service is superior to the hundreds of other companies in the market. The company does claim that it is able to reduce the debt by 40-60% and can also have you debt free in a period of just 36 months as opposed to 5 or more years it would take by other methods. Another very big advantage would be that all creditors are instructed to deal directly with Everest Debt Solutions and you no longer have to put up with harassing creditor calls.
Potential customers can opt for a free 10 minute consultation in which one of Everest Debt Solution's consultants will evaluate their situation and see what saving could be made. One thing clearly highlighted on the company's website is that they work only for the client and unlike other non-profits or "free" consulting services do not take any payment from the creditors.
As is standard in the industry, Everest Debt Solution works only with unsecured debts such as credit card debts, personal loans or store credit. The company is unable to help with secured debt such as mortgages or car loans.
While they do not provide any other type of debt service the company's website does provide information on credit counselling, bankruptcy and debt consolidation. Each process is briefly explained and their draw backs are highlighted.
Customer Service and Reviews
Prominently displayed on their website, numerous customer reviews can be found for Everest Debt Solutions. Emails from satisfied customers are available to read through and they build confidence in the company's ability to deliver on their promises. In order to get in touch with them customers can either call or email the provided numbers or addresses. Or they can fill out the online form to get the ball rolling. A face-to-face meeting can also be requested by filling out a short form. While the company does provide a FAQ section it does not dive into the kind of depth that one sees on other websites.
There is not much else provided in terms of support material for the potential or current customers. All of the company's consultants are given training before starting with clients, but no detail is offered about the type of training they receive. One thing that works in the favour of the company is the fact that they are member of the United States Organization for Bankruptcy Alternatives (USOBA).
While the number of reviews displayed on their site builds confidence in the company, the narrow scope of services might turn away some customer. However their membership to the USOBA does mean they are dedicated to helping their customers.
Before any decision is made as to which company to work with, it is very important to personally evaluate the company. Review such as this are not meant to be referrals and should be taken only for information purposes.
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