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Freedom Debt Management

Freedom Debt Management is a non-profit that has been helping people control their debt since 2002. While the company's website might not be up to par with others in the industry, the information available is a gold mine for people struggling to pay their bills on time.

Freedom Debt Management does not provide loans or credit services; instead they are focused on helping you reduce the debt you are in without incurring any additional debt.

Debt Consolidation Services
Freedom Debt Management provides people with debt consolation services that can repay loans in 5 years as compared to 20 or 30 years. One thing that Freedom Debt Management is very clear about is that they do not provide any loan services. They do not encourage their customers to take on more credit just to retire their debt, or in their words "Why rob Peter to pay Paul".

While navigating around the website to find the information you are looking for might not be as easy as other sites, a little bit of patience can pay off. The Frequently Asked Question section clearly outlines the types of debt Freedom Debt Management will work, unsecured debt with and the type of debts they won't secured debt such as mortgages or car loans.

After your no obligation consultation a Freedom Debt Management consultant will work out a repayment plan with you. The company has a number of relationships with creditors and can often leverage them to get payment terms that would have never been offered to an individual. The company provides an online form that enables potential customers to fill out all their information and then get a quote from the company.

While the company does not highlight any unique factors in the way the handle debt the fact that the service is free and the company is not concentrating on their profit at the end of the day gives the feeling that they really are there to help. This feeling is further reinforced by the wealth of information and helpful tips that can be found on Freedom Debt Management's site.

The company features a quick quiz on its website that can be used by people who can to see their financial condition. A calculator is also provided where visitors can see their estimated savings. While all this is standard, Freedom Debt Management goes a step further and also provides a comprehensive tutorial on how to better manage your money.

The tutorial covers multiple aspects such as "Wise Use of Credit", "Understanding Credit Reports", "Credit Repair" and "Spending Plans". The tutorial covers each topic in detail and provides tips and exercises to help improve spending and savings habits. The company also provides visitors with the laws regarding what creditors can and cannot do. Visitors can easily navigate to the section that is pertinent to them.

A regularly updated news section is also available that feature all major news items that relate to debt laws and practices.

Customer Service and Reviews
Freedom Debt Management has been ranked with an A plus rating from Better Business Bureau since 2005 which bodes very well for the company. It shows that they are able to maintain their standard over time. The company also features a number of emails and letters on their site from customers they have helped. The letters build confidence in the company and show that they do care about their customers.

In order to get in touch with them a toll free number is provided, online chat is also provided on the website. Customers also have the option of making their monthly payments via the website, although there is a $5 charge for one time payments or a recurring payment can be setup for just seven dollars.

Before making a decision on which company to work with to reduce your debt, it is very important to research the company thoroughly. Reviews such are this are for informational purposes only.

While Freedom Debt Management's website does not attract the customer, the ones that choose to read through will be well served. The company's rating with the BBB assures that their customers will not be disappointed and will be on the way to a debt free life.

For more information on Debt Consolidation companys, go to Debt Consolidation.

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