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Oak View Law Group

Oak View Law Group (OVLG) is a professional corporation with a registration filed in the second of January 2007 in the state of California, USA. The Owner is Joseph Henry Marman and the attorney is Christopher Donald Hewitt, who is a member of the State Bar of California and registered to practice law in california. OVLG is also registered with the Better Business Bureau with an A Rating. Their address is 1200 Emerson St Palo Alto, CA, and the website is www.ovlg.com. Their motto, prominently displayed on their website, is "Where the client comes first". This is demonstrated with the Oak View Law Group offering a 100 percent money back guarantee, breaking from the norm in the Debt Settlement industry.

Oak View Law Group also allows customers to break away from the company if, at any time, they are unsatisfied with their services. Customers are not only returned the money that has been deposited into their trust account, they are also refunded the various fees associated with the service.

Debt Settlement Services
Oak View Law Group primarily deals with Bankruptcy cases, however they do offer additional services that can help a wide range of individuals with debt issues.

For individuals looking at bankruptcy, Oak View Law Group is able to offer a number of different options best suited to each person's needs. The company is able to help with the following types of bankruptcy:

Chapter 7
Chapter 9
Chapter 11
Chapter 12
Chapter 13
Chapter 15
US State Bankruptcy (for individual states)

Oak View provides details on all the various types of bankruptcy options so that customers are able to narrow down and make a good assessment of the one that is appropriate for them. There is also information provided about the bankruptcy laws in the various states. Other useful information such as filling fees, recent changes to the laws etc, are also provided.

As well as Bankruptcy customers can choose from other services such as debt refinance or negotiating a lower interest rate for example. In order to make sure that all of its customers are debt free Oak View Law Group features a unique waterfall methodology.

As a first step OVLG works with the customers to find a way to increase the monthly payments sent to creditors on a weekly basis. If this does not work the next step is to negotiate a lower interest rate with the creditor so that more of the monthly payment is towards the principle amount. The next step is to negotiate a reduction in both the interest rate and the principle amount. If all that fails OGLV will help the customer to file for bankruptcy.

Another refreshing change from many other debt settlement companies is that OVLG clearly lists the fees and charges customers pay for their services. If your debt is under $10,000 OVLG will charge $100 per creditor and a single $50 per month maintenance fee. If the debt is over $10,000 then they charge 5 percent of the total debt amount and the $50 monthly maintenance fee. If they are able to successfully help you save money they also take 10% of your savings. These fees are only for the services that involve negotiation of the interest rate and principle. Each offering has its own charges.

Customer Service and Reviews
Like most other companies in the industry a toll free number and email address is provided by the company on which customers can contact them. The phone number is available 7 days a week until 9pm. A live chat is also provided on their website. The company features a number of success stories on their website and also showcases the letters sent to their customer from the creditors, showing how much they were able to save. This is a good confidence building measure in the company's ability. They are a number of video testimonials on their website as well.

Each client also gets provided with an online account where they are able to track how their debt settlement program is progressing.

One interesting feature of the website is that it is integrated with the popular social networking platform Facebook which allows you to see other people that either like the company or have used its services.

For those visitors that want additional information a number of articles and news items can be accessed from the bottom of the page.

In any situation regarding ones finances, before deciding on which company to work with it is very important that you evaluate the company and its offerings personally. Reviews such as this are meant for educational purposes only and should only be taken in that regard.

Oak View Law Group raises the bar in the debt settlement industry. Not only is their website a wealth of information for both their customers and visitors, their money back guarantee makes them a company worth checking out.

www.trustlink.org has a wide variety of reviews on the Oak Law Group wiorth checking out also.

For more information on Debt Consolidation companys, go to Debt Consolidation.

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